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Credit card special offers come in the mail all the time.  Though some may sound like the deal of a lifetime, it’s wise to stop and read the fine print before doing anything else.  Some of these offers make promises that sound too good to be true.  What they don’t tell you in the headlines is that they’ll probably jack the interest rates up after three months or so.

If you do get several of these offers in the mail, make sure to properly dispose of them if you’re not planning on joining.  Don’t just tear them up and throw them away.  Someone else can still come along and get that credit card under your name.  The best way to dispose of these applications is to run them through a paper shredder.  If you don’t have a shredder, tear them up and throw them away in several trash cans.  You might even flush a few key pieces down the toilet.

If you’re interested in getting a descent card, check out a few sites online.  You might be able to get great credit card special offers right from the company’s website.  Again, read all there is to find before signing up and do a few comparisons between all the major companies.  You’ll be surprised at the offers you can find through online venues.

Remember, not all credit card special offers are the same.  If you do a little research and properly dispose of the ones you’re not interested in, you can save yourself a lot of money and possibly even your identity.