First of all, check with all three of the national credit agencies to find out where your credit score stands.  The reason you need to check with all three companies is because you might find out that each one give you a different number.  This is because one company might find out about a late car payment that you had forgotten all about.  These are the things that the credit companies look for when getting ready to issue you a credit card.

If you should happen to find a way to get your hands on a zero interest credit card, make sure to always keep on top of the payments.  Though there is a minimum payment set on your statement, always pay more than that amount.  Keeping your payments as low as possible, and even keeping the card paid off, will go a long way in making sure that there is no interest on the card.

If you have the same information as the three major credit agencies, you’ll know how to fix your credit and how to keep it at its highest.  And when your credit is at its peak, then you’ll have a better chance of getting that zero interest credit card that everyone else is dreaming of.